The Account blocked Is a particular type of financial device_ set up to allow foreign students to justify their means of subsistence in Belgium. Inspired by the German model, it has become a preferred solution for those who want to study, complete a internship or training in Belgium.
If you are a citizen of a country outside the European Union, you must open a blocked account to apply for a student visa.
In this guide, we explain to you in detail what a blocked account is, why you need one, why you need one, how to open it, and what options are available to you: via your university or via a specialized provider such as Studely.
This type of bank account implies that your money will be “blocked” for the duration of your stay in Belgium. The blocked amount is used to ensure that you can maintain an appropriate standard of living abroad. Although the money is in your name, you cannot access it freely: you receive a monthly stipend on your personal bank account opened in a Belgian bank of your choice.
As soon as you have deposited the required amount, the organization (university or service provider) that you have chosen to open the account will issue a Confirmation of blocking. This document, required by the authorities, is used as financial proof in your visa or residence permit application.
It is a system that allows a foreign student to justify his financial resources to Belgian embassies.
In one go, you pay an amount covering your annual expenses (approximately €10,000 to €12,000, according to the requirements of your university or consulate). Afterwards, The money is redistributed every month on your personal account once you have arrived in Belgium.
It is a direct proof of your financial autonomy.
Belgian embassies accept two methods to justify your means:
Coverage by a guarantor (Annex 32)The blocked account
But since 2025, the first option has become more stringent and risky:
The blocked account is faster, more secure, and better perceived by The authorities.
Some Belgian universities themselves offer a blocked account system. You pay the funds directly into their account, and they issue you with a certificate to attach to your visa file. The money is then redistributed every month after your arrival.
Check directly with your university's admissions department to find out if this option is offered.
If your university does not offer this service, or if you prefer an entirely online approach, you can use a recognized private operator such as Studely.
You go on www.studely.com
Ready to simplify your procedures?Open your blocked account today with Studely and get your certificate quickly, without stress.
The exact amount depends on the university or embassy, but it revolves around €10,200 to €12,000 for one academic year. This amount is then redistributed into 10 monthly payments (e.g. €1,020/month).
Yes, provided you provide official proof of refusal. Most universities and providers, such as Studely, offer full reimbursement (excluding any management fees).
The blocked student account system in Belgium is designed to offer security, autonomy and compliance to international students. By understanding how it works, you can use it as an asset in your administrative procedures.
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