The Blocked Account: your financial passport to study in belgium

Open my blocked account
Blocked Account
A blocked account recognized and opened in my name.
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Multilingual customer support available 6 days a week.
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The Studely blocked account is accepted by the Immigration Office,
consulates and municipalities in Belgium.
Learn more

Why do you need to provide proof of a blocked account for your visa application or residence permit renewal in Belgium?

According to the Belgian Immigration Office, any international student who wants to pursue higher education in Belgium, or renew their residence permit, must prove that they have sufficient financial resources.

For the 2026–2027 academic year, the minimum amount to deposit into a blocked account is €1,062 per month, i.e. €12,744 for one academic year.

I choose the secure package that suits me for my studies in Belgium

PACK basic
An account to pay my schooling and receive my living expenses in Belgium
0€
Includes:
1 Account + 1 RIB
Payment of my tuition fees before or after my arrival
Secure money transfer from Africa to Belgium
Receiving my living expenses every month/monthly blocked account
I subscribe
PACK zen
An account blocked for my visa application or renewal of my residence permit
350€
Includes:
A blocked account opened in my name
A secure French IBAN
All the Studely Basic package offered and the possibility of receiving my monthly transfers as soon as I arrive in Belgium
Real-time monitoring of the management of my blocked account
I subscribe
PACK Serenity
A blocked account to justify my resources + 3 months of travel insurance
400€
Includes:
3 months of travel insurance 50€
A blocked account opened in my name
A secure IBAN
The entire Studely ZEN pack is free
I subscribe

I also get my card physics and Virtual before or after my arrival in Belgium for only:

50€ per year
Price brochure

I benefit from exceptional advantages offered by the Studely blocked account

I am accessing the program of Studely bursary/Talents of Tomorrow
Studely is becoming my vouch during my search for housing
I benefit for free Of a payment account Belgian, open from my country of origin
One blocked account recognized by all Belgian consulates and municipalities

I calculate the amount of my deposit to estimate the costs according to my place of payment

Simplicity

My Studely blocked account: how does it work?

1

I download the app, fill out the form and sign my contract

I submit my documents (passport and admission letter) and proceed with the electronic signature of my contract to receive my RIB.
2

I am transferring the funds* to my blocked account

I receive my blocked account certificate (AVI) on my application.
3

In Belgium, I receive my monthly transfers at no additional cost

I receive my transfers every month directly to my Studely payment account or to another bank account of my choice.
* Payment of funds can be made by transfer to my blocked account or by cash deposit into a Studely bank account in Africa
Visa refused
I can ask for my funds to be retained for a new request
or
I can request a refund of my funds from my blocked account

I download the Studely application

With Studely, you’ll love studying in Europe!

International students smiling

Talents of Tomorrow 2026: Come and reveal your potential and get full funding for your studies in Belgium!

The Talents of Tomorrow program offers young students the unique opportunity to reveal their potential and to realize their dream of studying the course of their choice in France, Belgium or Germany.


Through innovation, creativity and leadership tests, three laureates will be supported and will have their studies fully funded by Studely for their first academic year abroad.


One competition, 7 countries*, thousands of talents, and three winners to represent the daring youth of tomorrow.

FAQS

What is a Studely blocked account?

The Studely blocked account is a secure solution that allows international students to prove that they have sufficient financial resources to the embassy or municipality:

  • Obtaining a Student Visa (Type D)
  • Renewing a residence permit in Belgium
  • Application for a job search after completion of studies

You deposit an amount in advance, which is then paid back to you each month to cover your expenses (accommodation, food, transportation, etc.).

⚠️ Please note: the blocked account is not used to pay your university registration fees (minerval).

How much should I deposit?

The amount depends on:

  • The number of months covered (usually between 5 and 12 months)

The minimum is calculated monthly and may vary depending on the academic year. For the 2026/2027 academic year, it amounts to 1,062 euros net per month.

Studely will provide you with the exact amount based on your situation using the following simulator: https://avi.studely.com/tools/price

Studely rates for Belgium are available by clicking on the following link: https://www.studely.com/en/tarifs/belgique

Who can make the payment?

Payment can be made by:

  • Yourself
  • A parent
  • A sponsor
  • A loved one

Important: the transfer references must be strictly respected to avoid any delay.

How do I transfer your funds to Studely?

Payment in AFRICA

Possibility to deposit the money in cash or by transfer from our partner banks.

You can visit the link below to see our offices and addresses in the relevant countries: https://www.studely.com/en/contactez-nous

In case of local or mixed payment, the fund transfer fee or international transfer management fee of 2,2% on the total amount deposited in the Studely bank account in Africa applies, in addition to the Studely service fee.

  • Transfer in the SEPA zone (in euros)

Possibility to transfer money from the account of a country in the euro payment area and receive it directly to your European Studely account.

In general, SEPA transfer fees are free.

  • Transfer outside the SEPA zone (America, Asia, Oceania, other countries than the 16 in AFRICA where we have representations)

Ability to deposit and transfer money locally.

Any transfer fees and/or exchange fees applied by the bank are at your expense. Do not hesitate to contact the local banks for more details on this subject.

Please note: for the above three cases, you are only allowed to pay funds into this account if you have received and signed your STUDELY Blocked Account Agreement and have received the bank details of the STUDELY team.

I don't have enough funds. How to do it?

A loan solution is currently only available to students of Cameroonian nationality through CCA BANK and for students from a nationality of a West African country via SCOLARIS, regardless of their place of residence.

For more information: https://www.studely.com/en/financement-caution

This funding allows:

  • Obtain a loan covering up to 80% of the amount of the blocked account
  • To put together your file with the help of Studely
  • Receive funding in 10 days (subject to acceptance)
  • Benefit from a personalized repayment plan from 1 to 12 months

Subject to validation by our partner banks.

Do I need to open a European account to receive my transfers?

No.

Creating a Studely blocked account automatically gives you access to a European payment account.

This account will allow you to carry out your transactions (shopping, housing, shopping, etc.).

Opening a Belgian bank account depends on administrative procedures and generally requires a residence permit.

Can I receive my monthly payments on a non-European account?

No.

The monthly payments are paid exclusively into your European Studely account.

In the event of force majeure, it is possible to pay the monthly instalment into the European account of the student himself or that of a third party (subject to the prior signature of a power of attorney signed by the student).

Can I request an advance transfer in case of emergency?

Yes.

Each student is entitled to one request for an "exceptional transfer" per year.

A form to be requested from Studely must be completed and justified to justify the request.

This form can also be used to report a delay in payment during the process of creating or finalizing the blocked account.

What happens if a visa is refused or renewed?

In the event of an official refusal:

You can use the following link: https://www.studely.com/en/remboursement

  • Request a refund of the deposited amount (excluding non-refundable service fees)
  • Request the retention of funds for a future request (without having to pay the service fee again)

The processing time for a refund request is approximately 30 days.

Some applications may be forwarded to the Immigration Office for validation.

Full terms and conditions are specified in your Studely contract.

Is Studely legal and recognized?

Yes.

Studely operates in compliance with Belgian regulations and the requirements of the Immigration Office.

The procedure complies with the requirements of embassies and municipal administrations.

What does Studely travel insurance cover?

Your travel insurance is active as soon as you arrive in Belgium.

It includes:

  • 3 months of travel insurance offered in partnership with StudCorp
  • A dedicated insurance advisor
  • Assistance and repatriation to the country of residence (actual costs)
  • Coverage of medical and hospitalisation costs in Belgium up to €30,000

Can I open a payment account with Studely without creating a blocked account?

Yes.

Do you live in a country of the African countries below?

  • West Africa: Senegal, Ivory Coast, Mali, Benin, Togo, Guinea Conakry, Burkina Faso.
  • Central Africa: Chad, Cameroon, Gabon, Republic of Congo, Democratic Republic of Congo.
  • North Africa: Morocco, Algeria, Tunisia.

We offer you the opportunity to open a European account in the name of the student from Africa in just 5 minutes before your arrival in Belgium.

The opening to this service is 100% free.

Click on the link below to learn more: https://www.studely.com/en/paiement-scolarite

With this service, you can pay, for example, with peace of mind from your home country:

  • equivalency fees
  • the school's administrative or admission fees
  • registration or tuition fees
  • fees to the Immigration Office

How do I contact Studely Belgium?

You can contact us via:

Call/SMS: +32 465 56 57 32

Whatsapp: +32 465 56 57 32

E-Mail: contact@studely.com

Meeting point: Cantersteen 47, 1000 Brussels (central station)

Our team remains at your disposal.

Why go through Studely rather than directly through a university?

By choosing Studely, you get the following benefits:

  • A digital platform for the autonomous management of your blocked account and monthly payments via the Studely app
  • Free creation of a European bank account from abroad with the order of a MasterCard bank card
  • Personalized support
  • Comprehensive administrative support
  • Fast support in case of visa emergencies
  • A single point of contact
  • Discounted or free access to social and cultural activities (concerts, festivals, sports activities, etc.) organized or supported by Studely
  • Access to study spaces during periods of blockade* in several Belgian cities

Studely supports you beyond just opening the blocked account.

*Blockade: Period before exams in higher education where schools are usually closed.

Can I include my family?

Yes.

However, students who wish to be accompanied or joined by their spouse and minor children must prove that they have a means of subsistence at least equivalent to the reference amount. https://dofi.ibz.be/en/stable-regular-and-adequate-means-subsistence

The means of existence must be at least equal to 110% of the guaranteed minimum monthly income guaranteed (GAMMI), i.e. €2,369.59 net/month.

This amount must be increased by 10% for each additional dependent family member of the foreign national being joined, regardless of whether this family member already legally resides in Belgium or is applying for family reunification.

1 student and 1 family member = €2,369.52

1 student and 2 family members = €2,606.472

You can get a custom simulation via the following link: https://avi.studely.com/tools/price

Do I have to make a single transfer?

No. The total amount can be paid in several instalments.

However:

  • It is essential to upload all the proof of the transfers made into the application.
  • The Blocked Account Certificate will only be generated once the full amount has been received in the Studely account.

How do I apply for a STUDELY blocked account certificate to demonstrate a financing plan during the admission phase in certain schools in Belgium?

For some schools (EAFC UCCLE, EAFC Namur-cadets, EAFC Jean-meunier, ULB, Uliège, etc.), a financing plan must be demonstrated by the student during the admission phase, generally in January.

Studely offers two solutions for this type of financing for the 2026/2027 academic year:

  • OPTION 1 (Prior Attestation – Partial Payment)

Deposit (min. 20% of the total amount of the deposit, i.e. 2549€ + Studely service fee 350€)

Balance to be paid after admission

  • OPTION 2 (Prior Attestation – Full Payment)

Total payment (Total amount deposit 12 744 € + Studely service fee 350 €)

This type of application (partial or total payment) must be submitted by completing the following form available by clicking on THIS LINK

When will I receive my certificate for the visa or renewal?

The Certificate is obtained within a maximum of 48 hours working days, after:

  • Validation of the student's documents in the app, including the passport and the letter of admission or enrolment in a school in Belgium.
  • Receipt of funds (total amount of deposit and Studely service fee).

The blocked account certificates that we generate are in French and English and we insert a verification method via a QR Code that ensures authenticity through the unique verification code we generate: https://www.studely.com/en/controle.

This implies that the contract is signed between the student and Studely beforehand.

⚠️ Proof of transfer is not enough: the funds must be credited.

How will I receive my money each month?

Once in Belgium:

  1. Via the STUDELY app, you activate the receipt of your first monthly payment.
  1. You click on "Receive my first monthly payment".
  1. You complete the requested information.

The procedure takes about 5 minutes.

The monthly payments are:

Sent between the 25th and the end of each month.

For example: the monthly payment for the month of October 2026 will be generated on October 25 and sent between October 25 and October 31 only on your payment account in the Studely App.

WARNING: Transfers are usually instantaneous, but it may take a few days to arrive in your Studely payment account.

You will then receive your first transfer within 48 hours.

The dates are fixed and cannot be brought forward.

Can I get all the money back at once?

No.

The regulations require a monthly payment to guarantee your financial autonomy throughout the academic year.

How do I activate and use my Studely card?

The Studely card is linked to your payment account that can be accessed through the mobile app.

It allows you to:

  • Track your spending
  • Receive your transfers
  • Make your payments on a daily basis

Features:

  • International Mastercard
  • Usable in more than 210 countries
  • Contactless payment
  • Sécurisation 3D Secure

The card can be ordered before your departure and will be received upon arrival in Belgium.

Does the Blocked Account pay my university fees?

No.

It is only used to prove your means of subsistence.

The registration fee must be paid directly to your institution.

Is my money secure?

Yes.

Funds are kept in a secure environment and used only according to the terms of your contract.

Is Studely travel insurance recognised in the municipalities in Belgium?

Yes.

When you arrive in Belgium, you must submit it to the municipality to order your residence permit. It is an essential document. You must take private health insurance on site with an additional cost.

Once the 3 months of the StudCorp insurance have expired, you must take out a mutual health insurance in Belgium which is mandatory for all international students. We recommend health insurance with the Belgian mutual insurance company Partenamut.

Can I receive money from Africa through the STUDELY app?

Yes.

You can fund your Studely payment account or receive money from the 16 countries in Africa where we have representations, for the payment of your tuition fees or rent for example.

This service is independent of the blocked account. More details on this link: https://www.studely.com/en/recevoir-de-largent

How does it work more concretely? Click on the tutorial video below:

https://www.youtube.com/watch?v=aFSmLna4O-Q

What should I do in case of early departure?

The regulations require us to make monthly payments in order to guarantee your financial autonomy during the defined period.

However, if you plan to leave Belgium earlier than expected and would like to receive the remaining balance of your blocked account, you must provide proof that your municipality of residence has officially registered your declaration of departure.

Please note that we reserve the right to contact the Immigration Office for validation before proceeding with the transfer of your remaining balance.

What students think about our services!

★★★★☆
“Studely made my visa process so much easier! I used their financial guarantee for my application for a student visa for France. The whole process was quick and their website was very easy to use. I am really thankful for their service and would recommend them to any international student who wants to come and study in France. “
Zahra Alizada
August 20, 2026
★★★★☆
“I used Studely to create a blocked account for my studies in Belgium, and the experience was generally positive. The team supported me throughout the process until I received my blocked account certificate for my student visa application.”
ken
Jan 2, 2025
★★★★☆
“I had a great experience with Studely when opening my German blocked account. From the start, their team was responsive, professional and very supportive throughout the process. “
Lalit Kumar
Oct 13 2026
★★★★☆
“I had all the information I wanted, the site is very well detailed, there is all the necessary information and explanatory videos, in addition, it's really great.”
Samira Diabaté
Jul 24, 2025
★★★★★
“Thanks to the whole Studely team, you are the best. You really take the time to support your customers, especially in critical situations. Thanks also to the creator, it's really amazing. The service is simply exceptional and very reassuring. “
Yolande Tchinda
Feb 5 2026
★★★★☆
“With Studely, everything becomes obvious. I am very satisfied with the reliability and speed of the service, because in less than 48 hours after the validation of my documents, I received my irrevocable transfer certificate, which allowed me to renew my residence permit on time. With Studely, student life becomes more beautiful. “
Ngoufack Ramsey
Nov 24, 2025
★★★★★
“A big thank you to Studely for their exceptional support. Thanks to their invaluable help, all the procedures were much simpler and clearer. I highly recommend Studely to anyone looking for serious and effective support. Thanks again for your support! “
Ivan Denis
Feb 12 2026
★★★★★
“Congratulations on the quality of the service. The platform is very intuitive and especially the availability of the Studely Burkina team to support me throughout the procedure touched me. I was able to get my AVI in less than 72 hours, without going through paperwork. Well done.”
christian
Jul 3, 2025

I have a question!

How do I get money into my Studely account?
The company STUDELY, whose head office is located at 12 rue des Bateliers — 92110 Clichy, registered with the NANTERRE RCS under number 820 541 449, exploiting the trade name and the STUDELY brand as a payment service provider for OuiTrust. OuiTrust is the commercial name of Harmoniie SAS, whose head office is located at 1 Rue de la Bourse, 75002 Paris, France. Harmoniie SAS is an electronic money institution approved by the French supervisory authority, the Autorité de Contrôle Prudentiel et de Résolution (ACPR), under the approval number 17478.To find out more about the entity that provides your services, please contact customer service.
The company STUDELY, whose head office is located at 12 rue des Bateliers — 92110 Clichy, registered with the NANTERRE RCS under number 820 541 449, exploiting the trade name and the STUDELY brand as a payment service provider for OuiTrust. OuiTrust is the commercial name of Harmoniie SAS, whose head office is located at 1 Rue de la Bourse, 75002 Paris, France. Harmoniie SAS is an electronic money institution approved by the French supervisory authority, the Autorité de Contrôle Prudentiel et de Résolution (ACPR), under the approval number 17478.To find out more about the entity that provides your services, please contact customer service.