Travel insurance to study in Belgium: essential for students from outside the EU

Studely
April 21, 2026

Travel insurance to study in Belgium: essential for students from outside the EU

Going to study in Belgium is an exceptional opportunity. But behind this project are strict administrative procedures, which are often underestimated. Among them, one key step can make all the difference in obtaining your visa and ordering your first residence permit as soon as you arrive on Belgian territory: travel insurance.

What is travel insurance?

Travel insurance is a temporary cover that covers your medical expenses and certain contingencies as soon as you arrive in your host country.

Unlike traditional mutual insurance, it is designed for people who are not yet official residents. It therefore acts as a safety bridge between your arrival and your complete administrative installation.

Why is it essential to study in Belgium?

For students outside the European Union, travel insurance is not a simple option It is mandatory.

When applying for a student visa or ordering your first residence permit in Belgium, the Belgian authorities require proof that you are covered in the event of a health problem. Otherwise, your application may be refused.

But there is a reality in Belgium that many discover too late:

  • You cannot subscribe to a mutual insurance in Belgium without being officially registered in a municipality.
  • You cannot register for a mutual insurance company without a national registry number.
  • And you only get this national register number after several administrative procedures and several weeks or even months.

Result: you are in a bind... without adequate insurance

This is precisely where travel insurance becomes essential.

The key role of Studely insurance

Studely offers a solution designed specifically for international students. https://www.studely.com/fr/assurance

Our travel insurance perfectly meets the requirements of Belgian embassies, consulates and municipalities, making it a concrete lever to secure your project.

What does Studely insurance cover

  • Assistance and repatriation to the country of residence (real costs)
  • Coverage of medical and hospital expenses in Belgium up to €30,000

The advantages of Studely insurance

  • Accessible rate : €50 for 3 months (minimum duration authorized by the Belgian authorities)
  • Flexible engagement : only 3 months
  • Immediate certification delivered by your Studely advisor
  • Official recognition for visa applications and the order of the first student residence permit
  • Effective upon arrival of the student on Belgian territory
  • Refund in case of visa refusal

What happens after the expiration of the 3 months

Before the insurance expires, we refer our students to Belgian (mutual) health insurance, once they have obtained their first residence permit.

This is possible thanks to a partnership with Partenamut, to allow our students to benefit from more advantageous conditions for the rest of their installation in Belgium.

A mandatory step to secure your project

Many students focus on admission or housing but overlook insurance. However, without it, your project can be blocked from the start.

Travel insurance is not just an administrative formality. It is:

  • proof of seriousness in your file
  • a guarantee of safety for you
  • and an accelerator in your efforts

If you are a student from outside the EU and are preparing to leave for Belgium, travel insurance is an essential step. It allows you not only to meet legal requirements, but also to approach your arrival with peace of mind.

With a solution like Studely's, you save time, avoid administrative bottlenecks and put all the chances on your side for a successful installation.

Anticipate, secure, and leave to study in complete peace of mind.

Studely
April 21, 2026
The company STUDELY, whose head office is located at 12 rue des Bateliers — 92110 Clichy, registered with the NANTERRE RCS under number 820 541 449, exploiting the trade name and the STUDELY brand as a payment service provider for OuiTrust. OuiTrust is the commercial name of Harmoniie SAS, whose head office is located at 1 Rue de la Bourse, 75002 Paris, France. Harmoniie SAS is an electronic money institution approved by the French supervisory authority, the Autorité de Contrôle Prudentiel et de Résolution (ACPR), under the approval number 17478.To find out more about the entity that provides your services, please contact customer service.