Travel insurance to study in Belgium: essential for students from outside the EU

Studely
April 21, 2026

Travel insurance to study in Belgium: essential for students from outside the EU

Studying in Belgium is an exceptional opportunity. However, this endeavor involves strict administrative procedures that are often underestimated. Among these, one crucial step can make all the difference in obtaining your visa and applying for your first residence permit as soon as you arrive in Belgium: travel insurance.

What is travel insurance?

Travel insurance is temporary coverage that covers your medical expenses and certain unforeseen events as soon as you arrive in your host country.

Unlike traditional health insurance, it is designed for individuals who are not yet official residents. It therefore acts as a safety net between your arrival and your full administrative setup.

Why is it essential for studying in Belgium?

For students from outside the European Union, travel insurance is not merely an option It is mandatory.

When applying for a student visa or requesting your first residence permit in Belgium, the Belgian authorities require proof that you are covered in case of a health issue. Otherwise, your application may be refused.

But there's a reality in Belgium that many discover too late:

  • You cannot subscribe to a health insurance fund in Belgium without being officially registered in a municipality.
  • You cannot register with a health insurance fund without a national registry number.
  • And you only obtain this national registry number after several administrative procedures and several weeks, or even months.

The result: you're in a bind... without adequate insurance

This is precisely where travel insurance becomes essential.

The key role of Studely insurance

Studely offers a solution designed specifically for international students. https://www.studely.com/fr/assurance

Our travel insurance perfectly meets the requirements of Belgian embassies, consulates, and municipalities, making it a concrete tool to secure your plans.

What Studely insurance covers

  • Assistance and repatriation to the country of residence (actual costs)
  • Coverage of medical and hospital expenses in Belgium up to €30,000

The advantages of Studely insurance

  • Affordable rate : €50 for 3 months (minimum duration authorized by the Belgian authorities)
  • Flexible commitment : only 3 months
  • Immediate certification delivered by your Studely advisor
  • Official recognition for visa applications and the application for the first student residence permit
  • Effective upon the student's arrival in Belgium
  • Refund in case of visa refusal

What happens after the 3 months expire

Before the insurance expires, we refer our students to Belgian health insurance funds (mutuelles), once they have obtained their first residence permit.

This is possible thanks to a partnership with Partenamut, to allow our students to benefit from more advantageous conditions for the remainder of their stay in Belgium.

A mandatory step to secure your plans

Many students focus on admission or housing but overlook insurance. However, without it, your plans can be blocked from the start.

Travel insurance is not just an administrative formality. It is:

  • proof of the seriousness of your application
  • a guarantee of safety for you
  • and an accelerator for your efforts

If you are a student from outside the EU and are preparing to move to Belgium, travel insurance is an essential step. It allows you not only to meet legal requirements but also to approach your arrival with peace of mind.

With a solution like Studely's, you save time, avoid administrative bottlenecks, and maximize your chances for a successful setup.

Plan ahead, secure your stay, and study with complete peace of mind.

Studely
April 21, 2026