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Germany attracts many international students each year thanks to the quality of its universities, the recognition of its degrees, and a higher education system often more accessible than in other European countries. But a question quickly arises when planning their project: should they choose a renowned, often more expensive, large city, or opt for a more affordable city?
The answer isn't the same for everyone. An expensive city can offer more career opportunities, a more developed international network, and easier access to large companies. A more affordable city often allows for reduced financial pressure, better management of one's monthly budget, and a more serene first year.
Before making your choice, it's important to compare three elements: the actual cost of living, housing availability, and the suitability of the city for your study plans. If you're preparing for a student visa, this choice is also closely linked to proof of financial resources and the blocked account.
One of the most common mistakes is to compare only university fees. In Germany, many public universities charge little to no tuition fees. However, this doesn't mean that the cost of studying is the same everywhere.
The main expense remains accommodation.
According to the DAAD, a student's monthly budget generally ranges between €900 and €1,200, depending on the city where they study.
In a large metropolis, rent can account for a very significant portion of the budget.
Conversely, in a more affordable city, it's often possible to live more comfortably with the same resources.
In the most sought-after cities, finding accommodation can sometimes be as difficult as funding your stay.
To obtain a German student visa, authorities require proof of financial resources.
According to information published by the German Embassy in Rabat, the blocked account must currently contain €11,904, which is €992 available each month for one year.
This amount is solely the administrative requirement for obtaining the visa.
In reality, your budget will also depend on:
The blocked account must be set up before submitting the visa application.
The certificate must state the total amount deposited as well as the monthly amount available. It is therefore highly recommended to plan this step in advance.
An expensive city isn't necessarily a bad choice. It can be perfectly suitable if it aligns with your academic or professional goals.
Cities like Munich, Frankfurt, Hamburg, Stuttgart, Berlin, or Düsseldorf offer a particularly dynamic environment thanks to the presence of large companies, startups, research centers, and international events.
For some students, this proximity to the professional world represents a real advantage.
You typically benefit from:
However, you should expect:
A more affordable city can be an excellent choice to limit financial risks and fully focus on your studies.
Cities like Leipzig, Dresden, Aachen, Magdeburg, Chemnitz, Bochum, Duisburg, Halle, Jena, or Kaiserslautern offer excellent universities while often providing a more reasonable cost of living.
Contrary to popular belief, these cities also boast a dynamic student environment and a good quality of life.
An affordable city generally allows for:
Ask yourself the right questions:
If your budget is limited, an affordable city will generally allow you to reduce your financial stress and better enjoy your first year.
If you are primarily looking for internships, professional opportunities, or an international network, a large city might be more suitable, provided you anticipate a larger budget.
If you have already chosen a specific university, prioritize the quality of the program first before comparing available accommodation around campus.
Finally, if you are going abroad for the first time, a medium-sized city often offers an excellent compromise between cost of living, quality of life, and ease of integration.
In any case, avoid basing your budget solely on the assumption of quickly finding a student job. This will depend, in particular, on your German level, the local job market, and the time of year.
Accommodation is often the first real challenge for international students.
The DAAD recommends starting your search as soon as admission is confirmed.
Student dormitories generally remain the most economical solution, but places are limited.
Shared accommodations are an excellent alternative, while private studios are often the most expensive housing options.
In high-demand cities, it's best to prepare several options:
Also, prepare a complete file including your passport, admission letter, proof of funds, and, if necessary, a guarantor.
Finally, avoid making any payments before receiving a reliable contract or verifying the authenticity of the accommodation.
Financial preparation is an essential step for your study project in Germany.
With Studely, you can prepare your blocked account, obtain proof of funds compliant with German student visa requirements, and manage all your procedures online.
Studely also assists you in preparing for your relocation with a solution designed specifically for international students.
You can particularly benefit from:
Choosing an expensive city can be an excellent investment if it aligns with your academic and professional goals.
Opting for a more affordable city can be just as strategic if you want to succeed in your first year with a better-managed budget.
Before making your decision, always compare:
The blocked account is an essential step to obtain your visa, but the success of your project primarily depends on your ability to live comfortably in the city you choose.
With Studely, you can prepare for your departure to Germany with greater peace of mind thanks to a simple, secure solution that meets student visa requirements.