Are you about to implement your study project in France, Germany or Belgium? In addition to the procedures for obtaining your visa, there are other formalities to prepare to settle in peacefully. The opening of a payment account is one of them!
We tell you everything in this article.
A payment account is an account taken out with a payment service provider (PSP), such as Studely which may not be a bank. This type of account cannot therefore be debited and it cannot be overdrawn or offer credit.
When opened with a payment service other than a bank, the payment account does not allow you to benefit from services such as the issuance of checkbooks or overdrafts.
Indeed, payment accounts do not allow overdrafts. It is therefore important to hold it well.
One payment account allows:
Likewise, this type of account can be funded by cash deposits or by bank transfer.
The payment account also allows you to have a Mastercard card. Generally, it is free or included in a package. However, its use may be subject to commissions.
A bank account is a traditional account opened in a bank. It allows you not only to deposit and withdraw money, but also to benefit from services such as checkbooks, overdrafts or even credits. While a payment account focuses on the essentials: you can pay by card or bank transfer, withdraw money from ATMs and make withdrawals. It does not allow overdraft or credit, but is still ideal for managing your daily transactions with ease.
Having a payment account is essential for your expenses before and after your arrival in France. It allows you to manage your tuition fees, book your student housing, pay your plane ticket or pay your rent. Opening it is generally as easy as opening a bank account.
However, the formalities are slightly different, especially if you are opening it from abroad.
To help you, specialized services such as Studely can assist you from A to Z for this type of formalities.
With Studely, you can easily open a payment account 100% online, specially designed for international students who arrive in france, in belgium Or in germany.
To do this, you must first download theStudely app. You must therefore first pre-register directly from The mobile application.
Here are the steps to open your account of Studely payment :
Click on “Payment Account” to begin the account opening process
Pre-registration is now complete and you can already download your RIB if necessary. The next step is to pay your subscription fees by going to the “Procurement” tab.
You can finalize the opening of your account once you have obtained your visa. To do this, you need to upload additional documents.
Once the account opening is finalized, you can access all the functionalities of your Studely application.
Studely is not only a financial services platform, it is also a partner of Confidence in your mobility. With sound payment account, you are sure to have a simple, secure and accepted solution everywhere, as soon as you arrive in Europe.
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