On that note, there are several online banks that are easy to use and adapted to the specific needs of students. We are going to detail all of this in this article.
Why Choose Online Banking for a Student?
A. Reduced Bank Fees
Online banks often offer toll-free accounts or with much lower fees than traditional banks. For you, a student, it is a real advantage to save on monthly fees, account maintenance or bank cards.
B. Accessibility and Simplified Management
Online banks offer a 100% online management, which means you can track your expenses, make transfers, and manage your budget directly from your phone or computer. This simplifies the daily lives of students, who often have busy schedules.
C. Free or Low Cost Bank Card
Most online banks offer free or inexpensive bank cards for students, which is a big advantage compared to traditional banks where you can pay monthly fees.
The 5 best online banks adapted to students in France
We present you some online banks for students in France.
1. BoursoBank
- Management fees : €0 (free current account).
- Bank card : Free Visa card under certain conditions.
- Benefits : Boursorama Bank is one of the most popular online banks. It offers a completely free bank account and a free bank card for young students. You can also manage your budget easily using the mobile application.
- Conditions : Requires a minimum monthly income for some offers, but the basic account is accessible with no income requirements.
2. Hello Bank!
Management fees : €0 for the account and the card.
Bank card : Free card for students.
Benefits : Hello bank! is an online bank of the BNP Paribas group. It offers a free current account and a free bank card. It also offers a simple and effective mobile application, as well as quality customer service.
Conditions : No income conditions, and the bank card is free for those under 25.3. N26 ROAD
Management fees : €0 (free basic account).
Bank card : Free Mastercard card.
Benefits : N26 ROAD is a German online bank that stands out for its simplicity and speed. Opening an account is quick (online), and the mobile application is ultra-intuitive. In addition, N26 ROAD offer financial management tools to help you better manage your budget.
Conditions : No minimum income, but the account is free only with regular transactions. 4. Orange Bank
Management fees : €0 (free bank account).
Bank card : Free card under certain conditions.
Benefits : Orange Bank offers a bank account with a free card for students and an easy-to-use mobile application. In addition, it offers payment options via your phone, such as mobile payment.
Conditions : Free card if you make a minimum deposit of €100 per month.5.E. Revolut
Management fees : €0 for the basic account.
Bank card : Free card, but you can choose paid cards with additional benefits.
Benefits : Revolut is ideal if you plan to travel, as it allows you to spend free of charge in multiple currencies. It is also a great option for managing your money internationally with very competitive fees.
Conditions : No strict conditions, and account opening is quick.
Studely Propose a payment account specific that facilitates the financial transactions of foreign students in France or before their arrival in France.
The Studely payment account allows students to receive payments from parents or guardians from abroad, pay tuition fees, manage daily expenses, and make international money transfers. It offers a user-friendly and intuitive interface, accessible via a mobile application.
It should be noted that the account of Studely payment is specifically designed for all students, making it an attractive option for those who have special financial management needs during their studies.
Here are 08 benefits of a Studely payment account:
Ease of international transactions
It facilitates international financial transactions for foreign students in France. It makes it possible to receive payments from abroad and to make international money transfers in a convenient and secure manner.
Prior receipt of the payment card
A notable advantage is the possibility of receiving the payment card even before you arrive in France. This allows you to have access to a payment solution as soon as you arrive, thus avoiding having to wait for your banking services to be set up on site.
Simplified tuition payment
Studely has established partnerships with several higher education institutions in France, which facilitates the payment of tuition fees. Students can make these payments directly from their Studely payment account, which simplifies financial management related to their studies.
Real-time transaction monitoring
It offers you a feature for monitoring transactions in real time. Students can review their transaction history, check payments received and made, and keep an eye on their available balance.
User friendly mobile application
Studely offers a user-friendly mobile application, available on iOS and Android. This allows students to easily access their payment account, manage their finances, and transact on the go, providing optimal flexibility and accessibility.
100% online management
The Studely payment account offers entirely online management, whether before or after your arrival in France. This allows great flexibility and makes it easier to manage your finances, whether you are still abroad or already there.
Multilingual support
For international students whose first language is not French, Studely offers multilingual support. This means they can get help and information in their preferred language, making it easier to communicate and understand.
Deposit of deposits and reservation of accommodation
The Studely payment account can be used to deposit your tuition deposits or the cost of booking accommodation. This feature facilitates the administrative procedures related to your studies and housing, offering a practical and centralized solution.
To take advantage of these practical advantages and facilitate your financial transactions as an international student in France, do not hesitate to contact us today for more information and to open your payment account. Our experienced team is at your disposal to assist you in your efforts and answer all your questions. Take control of your finances and simplify your student experience by choosing the Studely payment account. Contact us now and pave the way for hassle-free financial management during your studies in France.
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