Expenses and expenses to consider when living and studying in Germany

Studely
December 4, 2025

Expenses to consider in Germany for a foreign student

Studying in Germany is one step, but living and supporting yourself there is another dimension to which a lot of attention should be paid.
Tuition fees
In the past, higher education was free in Germany. However, since 2005, contributions (Semesterbeiträge) have returned, varying from 50 to 500€ per semester depending on the Land. It is crucial to inquire with the university about these fees. Information can be found on studentenwerke.de.

  • Social university fees
    University fees are contributions to the university organizations that manage restaurants and student housing. These costs range from €17 to €50, to which are sometimes added fees for the public transport ticket, the Semesterticket.
  • Housing costs
    Housing costs are also priority expenses to consider, because after school, you have to rest. In Germany, a university residence costs around €190, a shared apartment €250 and an individual apartment costs €320. These prices are not standard, they may vary from city to city and location.
  • Health insurance costs
    In Germany, a German health insurance fund is essential to enroll in a higher education institution. She takes care of medical and hospitalization care.
    This list is only a tip of the iceberg. Between clothing, leisure, food and various expenses, the student must pay attention to his savings.
  • Studely
    December 4, 2025