Are you planning to study in Germany? Discover what a blocked account is, why it's essential for getting your student visa, how much you need to deposit in 2025, how to open one from abroad, and some practical tips for managing your budget once you arrive.
What is a blocked account and why is it essential for your German student visa?
Imagine arriving in Germany without being able to prove you have the necessary funds to live there. Your visa could be rejected.
The blocked account, also known as Sperrkonto, is a specific bank account that allows you to demonstrate to the German authorities that you have enough money to cover your expenses during your studies.
Before your departure, you must deposit a specific amount. In 2025, this amount is €12,030.
Once you arrive in Germany, you will be able to withdraw approximately €992 per month to cover your living expenses.
How does a blocked account work?
- You choose a provider and pay the opening fees (approximately €70).
- You transfer the required amount.
- You receive an official certificate.
- You attach this certificate to your student visa application.
Why do German authorities require a blocked account?
The system allows for:
- ensuring you can pay for your accommodation, food, health insurance, and other expenses;
- preventing students from relying on public assistance;
- simplifying visa procedures through a system recognized by German consulates.
Tips to save time
- Start the process six to eight weeks before your visa appointment.
- Compare the processing times of different providers.
- Keep all payment receipts until you obtain your visa.
Once your blocked account is open, you will have completed one of the most important steps for your study plans in Germany.
How much money do you need to deposit into a blocked account in Germany?
To get your German student visa, you must prove you have sufficient financial resources through a blocked account.
The required amount is €12,030.
This amount is based on a monthly minimum of €992 set by the German authorities.
Calculation details
- €992 × 12 months = €11,904;
- an additional €126 brings the total to the required €12,030.
In addition to this, there may be:
- opening fees of approximately €70;
- monthly management fees depending on the chosen provider.
Tips for preparing your deposit
- Check the exchange rate with your bank.
- Make the transfer several weeks before your consulate appointment.
- Download your deposit certificate and attach it to your visa application.
Also remember to account for bank processing times and public holidays to avoid any delays.
Who needs a blocked account?
A blocked account is generally mandatory if:
- you are a student who is not a national of the European Union or the European Economic Area;
- you wish to pursue a university degree in Germany;
- you plan to stay more than 90 days in Germany.
It may also be required for:
- job seekers;
- au pairs;
- certain researchers or PhD students without guaranteed income.
How to open a blocked account?
Find all the steps in our complete guide:
The blocked account is an essential step for your study plans in Germany.
It allows you to prove your financial capability and reside legally throughout your studies.
By choosing a reliable provider like Studely, you benefit from:
- fast account opening;
- support before and after your arrival;
- assistance in French and English;
- a service that complies with German authorities' requirements.
Ready to open your blocked account?
Start today with Studely and easily open your Blocked account for Germany.
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