Unblocking the funds in your blocked account in Belgium: steps and deadlines

Studely
December 4, 2025

Have you obtained your student visa for Belgium and opened a blocked account as required by the Immigration Office? Congratulations! The next step is to unblock your funds once arrived on site. This process may vary depending on whether you went through a university or an external provider. This article explains in detail the steps to Follow up and the deadlines to expect to access your money each month.

1. How does monthly unlocking work?


The principle of a blocked account is simple:

  • You pay a total amount in advance (for example €10,020 for one year)
  • This amount is kept safe
  • Each month, a portion is transferred to your current account
  • This monthly payment is generally €835, which corresponds to the minimum required to meet your needs in Belgium.

2. Where are the released funds paid?

    Funds can be transferred to:
  • One Belgian bank account In your name
  • One payment account offered by your service provider (ex: Studely)
  • It is essential to open your bank account soon after arrival to avoid any delay in receiving your first payment.

3. Steps to unblock your funds

    If you went through a Belgian university:
  • Show yourself at the university with your certificate of arrival in Belgium
  • Provide a Belgian bank identity statement (RIB)
  • The university triggers the monthly transfer (often at the beginning of the month)

If you have used an external service provider:

  • Confirm your arrival via your online space
  • Provide your RIB or use the payment account provided by the service provider
  • Wait for the validation of the file and the start of scheduled transfers

4. Expected deadlines

  • First transfer : in general in 7 to 10 days after confirming your arrival
  • Subsequent payments : often performed automatically at the beginning of each month
  • These deadlines may vary depending on the responsiveness of your university or your service provider, and according to the speed of opening your Belgian bank account.

5. Tracking and receiving funds

    Most providers allow you to track:
  • The status of your transfers
  • The remaining funds on your blocked account
  • Transaction history
  • This monitoring is often accessible via a mobile application or a personal online space.

6. Common problems and solutions

    Transfer delay:
  • Verify that your bank account is activated
  • Contact your service provider or the administrative department of your university
    Bank account change:
  • Report the change immediately via your personal space or to the administration concerned
    Non-receipt of funds:
  • Check your bank statement
  • Confirm that your arrival in Belgium has been validated by the authorities and the organization managing your account

Unlock the sound funds Account blocked in Belgium is a simple procedure provided you follow the right steps. Anticipate the opening of your bank account, confirm your arrival quickly, and keep an eye on your personal space to avoid any delays. Thanks to this system, you will be able to live your academic year with peace of mind with a stable and predictable budget.

Learn more about the Studely payment account

Studely
December 4, 2025
The company STUDELY, whose head office is located at 12 rue des Bateliers — 92110 Clichy, registered with the NANTERRE RCS under number 820 541 449, exploiting the trade name and the STUDELY brand as a payment service provider for OuiTrust. OuiTrust is the commercial name of Harmoniie SAS, whose head office is located at 1 Rue de la Bourse, 75002 Paris, France. Harmoniie SAS is an electronic money institution approved by the French supervisory authority, the Autorité de Contrôle Prudentiel et de Résolution (ACPR), under the approval number 17478.To find out more about the entity that provides your services, please contact customer service.